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• How to read ibook on mac code#

The following are qualifying events: the death of the covered employee a covered employee's termination of employment or reduction of the hours of employment the covered employee becoming entitled to Medicare divorce or legal separation from the covered employee or a dependent child ceasing to be a dependent under the generally applicable requirements of the plan.Īssuming one pays all required premiums, COBRA coverage starts on the date of the qualifying event, and the length of the period of COBRA coverage will depend on the type of qualifying event which caused the qualified beneficiary to lose group health plan coverage.įor “covered employees,” the only qualifying event is termination of employment (whether the termination is voluntary or involuntary) including by retirement, or reduction of employment hours. Q6: What are some examples of qualifying events? The type of qualifying event will determine who the qualified beneficiaries are and how long they will be entitled to COBRA coverage. Qualifying events are certain events that would cause an individual to lose health coverage under a group health plan. Department of Health and Human Services, through the Centers for Medicare & Medicaid Services (CMS) has jurisdiction with respect to the COBRA continuation coverage requirements of the PHS Act that apply to state and local government employers, including counties, municipalities and public school districts, and the group health plans that they sponsor.Ī qualified beneficiary is an individual who is entitled to COBRA continuation coverage because he or she was covered by a group health plan on the day before a “qualifying event.” Depending on the circumstances, the following individuals may be qualified beneficiaries: a "covered employee" (a term that includes active employees, terminated employees and retirees) a covered employee's spouse and dependent children any child born to or placed for adoption with a covered employee during the period of COBRA coverage agents self-employed individuals independent contractors and their employees directors of the employer and, for public sector group health plans, political appointees and elected officials.

Q3: Who has jurisdiction with respect to public sector COBRA?

How to read ibook on mac code#

It is sometimes referred to as “public sector” COBRA to distinguish it from the ERISA and Internal Revenue Code requirements that apply to private employers. §§ 300bb-1 through 300bb-8, applies COBRA requirements to group health plans that are sponsored by state or local government employers. Title XXII of the Public Health Service (PHS) Act, 42 U.S.C. The Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) amended the Public Health Service Act, the Internal Revenue Code and the Employee Retirement Income Security Act (ERISA) to require employers with 20 or more employees to provide temporary continuation of group health coverage in certain situations where it would otherwise be terminated.